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Clear answers for a happier financial path.
Plain-language guides to help you understand your options for getting out of debt — whether or not you borrow.

Debt payoff
How to Use Loans to Pay Off Credit Card Debt
A step-by-step guide to using a personal loan to pay off credit cards: when it saves money, how to compare offers, and mistakes to avoid.
8 min read

Personal loans
Personal Loan Guide for Beginners
What a personal loan is, how APR, terms and fees work, what lenders look for, and how to apply — explained in plain language.
9 min read

Compare options
Debt Consolidation vs. Balance Transfer
An unbiased comparison of consolidation loans and balance transfer credit cards: costs, credit requirements, risks, and which fits your situation.
7 min read
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