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Clear answers for a happier financial path.

Plain-language guides to help you understand your options for getting out of debt — whether or not you borrow.

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Debt payoff

How to Use Loans to Pay Off Credit Card Debt

A step-by-step guide to using a personal loan to pay off credit cards: when it saves money, how to compare offers, and mistakes to avoid.

8 min read

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Personal loans

Personal Loan Guide for Beginners

What a personal loan is, how APR, terms and fees work, what lenders look for, and how to apply — explained in plain language.

9 min read

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Compare options

Debt Consolidation vs. Balance Transfer

An unbiased comparison of consolidation loans and balance transfer credit cards: costs, credit requirements, risks, and which fits your situation.

7 min read

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Get a more precise estimate of how a consolidation loan could lower your monthly payment and total interest.

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